New Delhi, April 2026: The Reserve Bank of India’s decision to keep the repo rate unchanged at 5.25% is expected to provide continued stability to the real estate sector, supporting both residential demand and commercial activity, according to industry stakeholders.

Commenting on the development, Vishal Vincent Tony, Managing Director of Aratt Developers, said the move would help maintain predictability in borrowing costs, a key factor influencing homebuyer sentiment.

“The decision by the Reserve Bank of India to keep the repo rate unchanged at 5.25% is a welcome move for the real estate sector. It ensures stability in home loan interest rates, which in turn keeps EMIs predictable and sustains buyer confidence, particularly in the mid-income housing segment, where purchasing decisions are highly rate-sensitive,” he said.

He added that stable interest rates also benefit developers by improving financial planning and protecting margins amid evolving market conditions.

“At the same time, stable borrowing costs provide developers with greater financial visibility, enabling better planning and margin protection,” Tony noted.

Highlighting segment-wise trends, he pointed out that the luxury and premium housing markets continue to show resilience, remaining relatively insulated from fluctuations in interest rates.

Tony also emphasised the positive implications for commercial real estate, particularly in key urban hubs such as Bengaluru. “In key markets like Bengaluru, the commercial real estate sector stands to benefit from predictable financing costs, supporting steady leasing activity,” he said.

Overall, he noted that the RBI’s decision reinforces stability across the real estate ecosystem and is likely to sustain the sector’s growth momentum in the near term.

“Overall, this decision reinforces stability across the real estate value chain and is poised to keep the sector in a stable growth trajectory,” he added